UK Take-Home Pay Calculator
Estimate your net salary after income tax, National Insurance, pension contributions and student loan repayments. Everything updates as you type — nothing is sent anywhere.
| Gross pay | £0 |
| Pension contribution | £0 |
| Income tax | £0 |
| National Insurance | £0 |
| Student loan | £0 |
| Net pay (annual) | £0 |
Annual snapshot
| Gross salary | £0 |
| Pension contribution | £0 |
| Income tax + National Insurance | £0 |
| Student loan | £0 |
| Net (take-home) | £0 |
| Personal Allowance used | £0 |
| Effective tax + NI rate | 0% |
Estimate only — not tax advice. Uses 2026/27 tax year figures for a standard employee (NI Category A, cumulative tax code 1257L equivalent). It does not model Marriage Allowance, Blind Person's Allowance, benefits in kind (company car, medical cover), "relief at source" pensions, or self-employed Class 2/4 NI. Scotland's lower income tax band thresholds for 2026/27 should be double-checked against gov.scot before relying on the figure. Check your payslip or a tax adviser for exact numbers.
Calculations run entirely in your browser. No data is collected or transmitted.